Card product · Netherlands · Consumer
American Express Gold Card is a charge card product available in Netherlands from American Express, with American Express acceptance.
TypeChargeCard brandAmerican Express CardProviderAmerican ExpressAudienceConsumerAvailable inNetherlands
Card at a glance
A consistent orientation layer for every card product.
BIN ranges
Only source-backed card-range boundaries belong here; the canonical BIN and IIN database remains available through the lookup.
No source-backed BIN range stored yetThis Card record does not infer a range from its provider or card brand alone. A future BIN lookup will compare an entered BIN with stored range boundaries instead of relying on direct Card-to-BIN relationships.
Identity
Product identity, provider and legal issuer context.
- Card ID
- crd_nl-american-express-american-express-gold-card
- Product name
- American Express Gold Card
- Provider / brand
- American Express
- Legal issuer / programme
- American Express Europe S.A. (Netherlands branch)
- Issuer country
- ES/NL
- Provider type
- Charge-card issuer
Card mechanics
How the card is funded, repaid, accepted and delivered.
- Card type
- Charge
- Funding model
- Issuer charge line
- Repayment model
- Full monthly statement payment required
- Network
- American Express
- Tier
- Gold
- Form factor
- Physical + virtual
- Material
- Metal
Eligibility
Account, membership, age, income and credit-check requirements.
- Account required
- No
- Required account / membership
- None stated
- Restricted segment
- None stated
- Min age
- 18
- Min net income €/month
- —Blank if not public/applicable
- Min gross income €/year
- €30,000
- BKR / credit check
- Checks for negative BKR records
- BKR registration model
- No standard revolving-credit registration
Limits & pricing
Credit and spending limits, recurring costs, FX, ATM and interest terms.
- Credit limit min €
- —Blank if not public/applicable
- Credit limit max €
- —Blank if dynamic/not public
- Spend-limit model
- Dynamic personal spending capacity; no fixed published limit
- Annual card fee €
- €240
- Monthly plan/account fee €
- —Blank if not public
- One-time card fee €
- —Blank if not public
- Extra card fee €/year
- —Blank if not public/not offered
- FX markup %
- 2.5%
- FX pricing / allowance
- —See tariff
- ATM fee
- High cash-advance fee; see terms
- Free ATM allowance
- —Blank if none verified
- Interest / APR model
- Not applicable when full balance is paid as required
- Interest-free days
- —Blank if dynamic/not stated
Protection & features
Insurance, rewards, wallets, controls and core payment capabilities.
- Purchase insurance days
- 180
- Travel insurance
- Yes
- Rental-car cover
- No
- Delivery protection
- Yes
- Rewards
- Membership Rewards: 1 point per €1
- Lounge access
- 4 lounge visits/year plus Lounge on the Go benefits
- Apple Pay
- Yes
- Google Pay
- Unverified
- Other wallets
- —Blank if not found
- Online payments
- Yes
- Contactless
- Yes
- Cash withdrawal
- Possible after activation/eligibility; not a primary use
- Card controls
- Yes
- Sustainability / cause
- —Blank if not highlighted
Sources & quality
Product evidence, research quality, known changes and verification status.
- Primary product URL
- Open official pageamericanexpress.com
- Pricing / terms URL
- Open official pageamericanexpress.com
- Evidence quality
- High
- Scheduled change
- —Blank if none found
- Notes
- —Blank allowed
- Verified date
- 10 Aug 2026
- Field fill rate
- 86%
Product / applicationOfficial provider/issuer source · High confidence · checked 10 Aug 2026Pricing / termsOfficial provider/issuer source · High confidence · checked 10 Aug 2026
Product evidence, not inferred coverageUnknown values stay visibly unknown. Scheduled changes remain separate from the verified snapshot date, and BIN ranges require their own attributable evidence.