JCB Card

pmt_jcb

Introduced in 1961, JCB Card is a card payment method for in-store, online or cash-access transactions used primarily in Japan.

Use cases:
Initiation:
Users
110M
Markets
42
TPV
$300B
Transactions
5.5B

Markets

Markets and currencies connected to JCB across consumer, processing and settlement flows.

Capabilities

How JCB works across its supported payment flows, normalized to the Atlas capability model.

Processing
ConfirmationDelayedInstant
Clearing ModelReal-timeBatch
System Settlement Timing
System InteroperabilityOpen
Cross-border SupportConditional
Flows
EmbeddedSupported
Redirect
Deep Link
Offline Completion
Manual TransferNot supported
Payment Request
QRConditional
NFCSupported
USSD
Recurring
User-present RepeatSupported
Merchant-initiatedSupported
Mandate Support/RequiredConditional
Credential on FileSupported
Authentication
Online Banking
App ApprovalSupported
Biometric Authentication
PIN / PasscodeConditional
One-time PasswordConditional
3D SecureSupported
Authorization
Authorization Hold / Pre-authorizationSupported
Authorization Reversal / VoidSupported
Authorization AdjustmentsSupported
Partial AuthorizationConditional
Zero-value VerificationSupported
Capture
Separate/Manual CaptureSupported
Partial CaptureSupported
Multiple Partial CapturesSupported
Refunds
Full RefundsNative
Partial RefundsNative
Multiple Partial RefundsNative
Disputes
ChargebacksSupported
Non-chargeback Dispute ProcessConditional
Payment GuaranteeNot guaranteed
Funding Sources
Bank Account
CardSupported
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer RequiredRequired
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific JCB implementations, kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to JCB, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to JCB.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to JCB.

Standard Category