UnionPay Debitcard

pmt_unionpay_debit

Introduced in 2002, UnionPay Debitcard is a card payment method for in-store, online or cash-access transactions used primarily in China.

Use cases:
Initiation:
Users
-
Markets
43
TPV
-
Transactions
-

Markets

Mapped markets and the currencies used across the payment flow.

Capabilities

A standardized, evidence-aware view of how this payment method works.

Processing
ConfirmationDelayedInstant
Clearing ModelReal-timeBatch
System Settlement Timing
System InteroperabilityOpen
Cross-border Support
Flows
EmbeddedSupported
Redirect
Deep Link
Offline Completion
Manual TransferNot supported
Payment Request
QRConditional
NFCSupported
USSD
Recurring
User-present RepeatSupported
Merchant-initiatedSupported
Mandate Support/Required
Credential on FileSupported
Authentication
Online Banking
App Approval
Biometric Authentication
PIN / PasscodeConditional
One-time PasswordConditional
3D SecureSupported
Authorization
Authorization Hold / Pre-authorizationSupported
Authorization Reversal / VoidSupported
Authorization AdjustmentsSupported
Partial AuthorizationConditional
Zero-value VerificationSupported
Capture
Separate/Manual CaptureSupported
Partial CaptureSupported
Multiple Partial CapturesSupported
Refunds
Full RefundsNative
Partial RefundsNative
Multiple Partial RefundsNative
Disputes
ChargebacksSupported
Non-chargeback Dispute ProcessConditional
Payment GuaranteeNot guaranteed
Funding Sources
Bank Account
CardSupported
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer RequiredRequired
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific implementations are kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to UnionPay Debitcard, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to UnionPay Debitcard.

Regulator(s)
No regulators have been mapped yet.
Regulation Category

Standards

Standards connected to UnionPay Debitcard.

Standard Category